A Couple’s $1.2 Million Portfolio Faces a 3.9% Withdrawal Rate That Feels Safe but Is Not

A Couple’s $1.2 Million Portfolio Faces a 3.9% Withdrawal Rate That Feels Safe but Is Not

Summary

A couple, both 66, enters retirement with $1.2 million in savings and a plan that looks clean on paper: withdraw $46,800 per year (a 3.9% rate), collect $64,800...

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