Topic cluster
1 source grouped by AFBytes in Economy
AFBytes briefing
Flat or negative returns directly affect retirement savings drawdown rates and long-term portfolio sustainability for retirees. Timing of Social Security claims influences monthly benefit amounts and household cash flow during market downturns. Poor sequencing of returns can force earlier benefit claims and permanently lower lifetime income.
What to watch next
Advisors highlight the risk of a lost decade of investment returns for new retirees. Social Security claiming strategy becomes critical when markets deliver low or negative performance. Preparation f…
